Now that I'm living off my retirement funds and my broker has stopped freaking out my husband, we can work on our side gigs and fix the house (Yes I kno, my funds will go down)
But there's a plan to pay off house (I'm hoping with in a year)
And as we gradually lower our monthly spend we should be ok. I'm paying cobra extension for now. That will be reduced later this year
@BrentSullivan my daughter and I will switch to aca. I have to wait 3 years for Medicare. My husband can take it in July. I don't turn 62 until August. I kind of got forced into this after back surgery but evey fiber of my being wanted to get out of corporate grind and do my own thing.
@ucantstop_me
Yeah, I got bumped out of corporate life at 59. Still have the better part of a year to get to Medicare and then two more years to pay off the mortgage.
Some hoops and hurdles, but it's been mostly phenomenal
@BrentSullivan it's freaky for the bit, adjusting and planning. I'm gonna hit up my 89 yo mom (who has a beautiful apartment in my basement) to help pay off house. She has a decent nest egg to help.
Lol I mentioned paying off mortgage (her brother paid off her old mtg) and she says "what about emergencies?" I said (laughingly) "you mean like when you get laid off at 61?" Just planting a seed. Lol
@BrentSullivan my son qualifies for medicaid so he'll be dropped from Cobra soonest.
@BrentSullivan it is abousoluty a qualifying event.
@BrentSullivan let me ask, how do you get quotes and sign up without having 100 spam calls a day for weeks. I'd like to avoid that again lol
@ucantstop_me
I never got those. Iirc, there was a way to shop without surrendering info, them jump to buying, leaving no window for marketing.
Sorry I don't recall the specifics
@BrentSullivan that's ok thank you! I will effort to figure that part out after the others transition off cobra. Even if i have to wait until enrollment. Thank you π
@ucantstop_me
I found ACA to be much more affordable than COBRA
If you're still close enough timewise to your qualifying event, check into it, if you haven't already