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When you pay cash for every darn thing you buy, (including a car) & don't even own a credit card, just a debit card

@elaineylacy2 that's been my policy for many years. I do have a credit card for services that require it (Netflix for example) but it is paid in full each month. Otherwise debit card or I don't buy.

@NorthernInvader LOL, my policy as well. Not one credit card for me & Zero debt. Feels great. HeHe

@elaineylacy2 sounds like divorce (been there twice) - that's never fun no matter who is dumping who

@elaineylacy2

I wonder if it is even possible to get along without a credit card. Even if you always paid the balance every month.

@disk4mat I have NO desire to own even one credit card. To each his own, lol

@elaineylacy2

I understand your reasoning. I am wondering if you travel how do you carry enough cash to get around.

I subscribe to using a credit card never carrying a balance and have a card that pays me to use it.

@disk4mat I just travel in my car. I'm TOO scared to fly. So far I'm doing just fine with a debit card & cash in my life, lol

@elaineylacy2

Power to you !! As long as it works for you. No debt is the best way to live if you can ever get there eventually.

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