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When you pay cash for every darn thing you buy, (including a car) & don't even own a credit card, just a debit card

@elaineylacy2 that's been my policy for many years. I do have a credit card for services that require it (Netflix for example) but it is paid in full each month. Otherwise debit card or I don't buy.

@NorthernInvader LOL, my policy as well. Not one credit card for me & Zero debt. Feels great. HeHe

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@NorthernInvader Same here. I'm lucky but sad in the way it all happened.

@elaineylacy2 sounds like divorce (been there twice) - that's never fun no matter who is dumping who

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