I wonder if it is even possible to get along without a credit card. Even if you always paid the balance every month.
I understand your reasoning. I am wondering if you travel how do you carry enough cash to get around.
I subscribe to using a credit card never carrying a balance and have a card that pays me to use it.
@disk4mat I just travel in my car. I'm TOO scared to fly. So far I'm doing just fine with a debit card & cash in my life, lol
Power to you !! As long as it works for you. No debt is the best way to live if you can ever get there eventually.
@disk4mat I have NO desire to own even one credit card. To each his own, lol