For those who may be averse to cloud-based password vaults, here is a cake-and-eat-it-too solution.
#cososec
@voltronic - the first is useless (csv handles this) the second is annoying, but will work until a site is breached.
After that, you're relying on the obscurity of being 1 in a million that somebody wouldn't try more than once. If you're a high value target to somebody... That obscurity goes out the window faster than somebody who kicked Putin's dog.