RETIREMENT STUFF is kind of a PIA. I can't focus on my training fully until this stuff is done.

Yay! I finally got the cash from my old company's 401k.

This Is to pay off all the debt And cover Cobra healthcare for the time being. I can drop anyone at any time - example, my husband will take Medicare in July when he turns 65. BUT he won't take SS until I do, in August at 62 (ugh)

Husband found out he geys more if he claims spousal benifits (with me)

Next

SOCIAL SECURITY

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^^ so before after those taxes we will have enough to pay our hefty mortgage lol

Like I said we will trim down our purchases and pay for the rest of bills by selling stock

My husband (who manages the retirement account is still feeling some stress that we now have to use it) is enquiring with our broker on moving our funds from the S&P 500 to some kind of dividend fund that we can get monthly cash BUT we are not moving anything with a clear understanding of the choices from our broker πŸ’™

^ if anyone has experience with dividend funds feel free to share

Also my son is applying for medicaid (he should easily qualify)

Btw corporate insurance has shitty coverage of mental heals and addiction disorders, medicaid covers so much more.

So it will just be me and my daughter needing healthcare. At some point we will switch to ACA

Does anyone use ACA? I called once and got 25 spam calls a day for almost 2 weeks. WTF is up with that SERIOUSLY has anyone been able to sign up w/o spam? πŸ’™

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