It's 2030, and digital wallets have replaced every card in our purses and pockets zdnet.com/finance/its-2030-and by @sjvn

Microsoft joins the OpenWallet Foundation as we step into a future where everything is on our digital wallets and not in leather ones.

@sjvn What happens to all the people who don't have or cannot afford smart phones?

@scottlink They'll still be using cards. I'll add, though, that I'm beginning to see businesses that won't take cash. See: aarp.org/money/budgeting-savin

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@sjvn My favorite donut place will give a discount if cash is used.

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