If you log into your bank account(s) and set up text alerts for all transactions, you’ll know instantly if a criminal is using your account. You can call the bank and take immediate action.
Great advice.
My Credit Union offers this in an "opt out" feature. You get text messages for every transaction, unless you tell them to stop.
@paxterrarum Yes. I’ e had these alerts set up for some time. All alerts on all accounts and particularly if an international trans has been made. It can get annoying with every transaction but not as annoying as an unauthorized charge or atm withdrawal or bank account transfer would be.