This is a great read about what's going on in FL property insurance.
We have friends who just had to sell & move bc their insurance went UP by $8500.00 year!
Average homeowners' insurance here is now $6000.00? vs $1500.00 per yr in most the US?
https://www.hamiltonnolan.com/p/insurance-politics-at-the-end-of
It's getting harder and harder. I do plan to move next year. Luckily, I saw this coming a while back & sold my house in 2018. We rent down here & also quite luckily, our landlord owns his properties in full, built them to withstand a Cat 6, and doesn't insure them. So our rent goes up only a minimal amount, like $50.00 a month last year.