@MelissaHDavis I had this problem on my iPad when I installed the latest update. I couldn’t access my library of photos here on CoSo. Turns out Apple wanted me to 2 factor authenticate my account before it gave me access to the cloud ☁️ where my pics are. I’d never set up 2FA. I did it once and it never asked again and I had full access again.
Hope this helps 🥰