I'm curious here. How much was your medical bill when your kid(s) were born. Not what the insurance covered, but what you and your significant other has to come out of pocket with.
For me and my wife, our first kid we had to drop $4,500. Half of that had to be paid to the OB/GYN before the baby even arrived because the practice had gotten burned by people being unable to pay the delivery bill.
Second kid was $5,300.
And again, this was our out of pocket, not the portion paid by ins.