1/2: I got an email from PayPal/Synchrony telling me I needed to login and check a status change made to my account.
So I hopped onto my Mac and logged in and saw they'd jacked my credit limit for PayPal Credit up to just over $625.
Last money they lowered it to $200 outta nowhere. I called in, and they said there was a change to my TransUnion and that they monitor that agency regularly and adjust accordingly.
Then I still had nearly $800 outstanding. They said I'd not incur any...
2/2: ...overlimit penalties. While on the horn with them, I logged into TransUnion, and then I asked the PayPal CSR what change there was that warranted a nearly $4000 credit limit reduction.
He did not know. That's when I read to him TU had me at 756, up from 680 two months ago, since I paid off all of my cards, two hospitals, and my Lowe's account.
PayPal CSR was cool and gave me a number to call the appropriate department to try to sort it out.
I called them, and the folks there were...
3/2: ...weirdly jerky. I mean it was bizarre, like I was the last caller on their shift or something. They said they had no access to the TU information, that it's done automatically by software, and I was assured it does not make mistakes.
So I paid them off and am done forever with PayPal. In the meantime, the Chase VISA I use for outpatient surgery and PT copays upped my limit, as did my AAA card I used for auto emergencies. And Wells Fargo upped my limit on my household uh-ohs.