where does that 400 a month come from?

@evistre
ACA hasn't worked for you?
Self employed? Me too. I don't pay more than $200/mo before I was on Medicare, less now.
@MrGoat

@FireMonkey @MrGoat

Nah, I'm employed by somebody who pays me enough to not qualify for ACA deductions but not enough to afford the full cost of health insurance (with any hope of actually using it, since deductibles exist).

@evistre
Damn. They don't provide your healthcare? Or at least the majority of your monthly. They should shop a different policy that doesn't have a zillion deductible.
@MrGoat

@FireMonkey @MrGoat

Nope, they offer awful healthcare and we pay 100% of the cost. I've had it before and it's not worth it at all. I pay less to visit a doctor without insurance.

@evistre
Damn, You may be able to do something about that by not accepting their policy and getting ACA.
@MrGoat

@FireMonkey @MrGoat

Been there, done that. I don't qualify for ACA because they technically offer insurance that is technically affordable.

Not actually affordable with the cost of living and one income, though.