These bank phishing emails are getting convincing. I just got one that looked like it came from my bank, saying my online access was suspended temporarily because of too many incorrect password entries. It asked me to log in and confirm my info.
I could definitely see a lot of people falling for this, but there were some clear red flags:
1. It was sent from some random email account.
2. It was sent to an email that has not been associated with my bank account for a very long time.
I always check the actual "From" address. If it looks legit, I'd use my bank's app to verify that I could still access my account.
I NEVER click on links in ANY email.
@mcfate
Sadly, many people aren't nearly as careful.
This one went with the "we are doing this to protect your account" angle.
I wouldn't care if they offered me a dollar for every nickel I'd ever deposited with 'em.
I've NEVER had my identity stolen.
:: knocks on wood ::
@mcfate
I have. It isn't fun. It wasn't really my fault though. I was a college freshman, buying books in the campus bookstore for my first semester. All I had was a checking account, and the bookstore would only accept a personal check from a student if the student ID was written on the check. Did I mention that my university used your SSN as your ID number? Now it's on a document with my name, address, phone, and signature. But I was 18, and it was either that or no books.
@ACG2 @voltronic
There's some actual value in attempting the "Fair Witness" thing.
"Here's an email which appears to be from my bank."
Also some value in doing your banking through the app: any message of significance will be a notification I can check independently.