In a saner world, for-profit banks wouldn't exist... instead, the industry would be dominated by a dense web of nonprofit credit unions - all owned by and working for the interests of their members.
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@IrelandTorin Interests of their members, and society at large.
Banks being for-profit is a similar kind of vibe to a king also being the head of the religion.
It ensures that the system will become corrupt, and when it does, there will be no recourse.
Indeed, there are few things more dangerous than an entire financial system being run by greedy profiteers.