@NiveusLepus

i ignore and blocked
my fico score
pretty sure it is 0
no credit card, no debts

perhaps this is why the boomers are more solvent than the next generation

they did not grow up with credit cards

they appeared sometime in adulthood for emergencies only

then time, lack of impulse control, improving the fico score made them commonplace for everyday purchases

till money people are skimming off a pct of income from many every month

budget
live within your means
have more to spend

#jazz

pacificNW night

album:
what are you doing the rest of your life

musicians:
helge lien trio
helge lien
frode berg
knut aalefjaer

https://songwhip.com/helge-lien-trio/whatareyoudoingtherestofyourlife

#jazz

pacificNW night

album:
natsukashii

musicians:
helge lien trio

https://songwhip.com/helge-lien-trio/natsukashii

#jazz

pacificNW evening

album:
10

musicians:
helge lien trio

https://songwhip.com/helge-lien-trio/10

#jazz

pacificNW evening

album:
volume one

musicians:
aaron parks
matt brewer
eric harland

https://songwhip.com/aaron-parks/volume-one

@CherNohio

perhaps additional components
to consider are

the intensity
of the schedule commitment

the willingness to do more if called in for extra above and beyond the schedule

downtime to be not on a schedule is important

it is less stressful
and more productive

to be able to do
when up for doing

to be able to rest
when tired

people can push thru and get things done if the need arises
but it comes at a cost to health and wellbeing

#jazz

pacificNW afternoon

feeling a calm happy chill vibe

album:
arborescence

musician:
aaron parks

https://songwhip.com/aaron-parks/arborescence

#jazz

pacificNW night

album:
january

musicians:
marcin wasilewski trio

https://songwhip.com/marcin-wasilewski-trio/january

#jazz

pacificNW night

album:
the lights are always on

musicians:
lynne arriale trio

https://songwhip.com/lynne-arriale-trio/the-lights-are-always-on

#jazz

pacificNW evening

album:
camins dispars

musicians:
david pastor
pere foved

https://songwhip.com/davidpastor/camins-dispars

#jazz

pacificNW evening

album:
6 reflexions en sis

musicians:
pere foved

https://songwhip.com/pere-foved/6-reflexions-en-sis

#jazz

pacificNW evening

album:
cava de blues
pere foved and friends

musicians:
pere foved

https://songwhip.com/perefoved/cava-de-blues-pere-foved-and-friends

#jazz

pacificNW evening

album:
belonging

musicians:
keith jarrett
jan garbarek
palle danielsson
jon christensen

https://songwhip.com/keith-jarrett/belonging

#jazz

pacificNW afternoon

album:
aire

musicians:
gabriel amargant trio
martin leiton
ramon prats

https://songwhip.com/gabrielamarganttrio/aire

#jazz

pacificNW afternoon

people tend to emulate
those they admire

perhaps be a person
that is admirable to emulate

album:
and now for something completely different

musicians:
gabriel amargant quintet
gabriel amargant
miguel serna
marco mezquida
gonzalo del val
adria plana

https://songwhip.com/gabrielamargant/and-now-for-something-completely-different-gabriel-amargant-quintet

#jazz

pacificNW afternoon

album:
flowing rhythm

musicians:
pere foved
gabriel amargant
joan vinyals
tom warburton

https://songwhip.com/perefoved/flowing-rhythm

#jazz

pacificNW late night

album:
in praise of dreams

musicians:
jan garbarek

https://songwhip.com/jan-garbarek/in-praise-of-dreams

i built these puzzling #FunBrainyApps
to brighten my day

perhaps one strikes your fancy?

#jazz

pacificNW evening

album:
rachel's lament

musicians:
wataru hamasaki
shigeo fukuda

https://songwhip.com/wataru-hamasaki/rachels-lament

#jazz

pacificNW afternoon

album:
vida

musicians:
carles benavent
roger mas
roger blavia
raynald colom
tomasito

https://songwhip.com/carles-benavent/vida