Finances are hard. Thinking I need a debt management plan for my credit cards. I hate being stuck in this financial hell of my own making.
Anyone got any words of encouragement or advice?
Follow
take charge
of your finances
with a little
change in perspective
at the root
when approaching a purchase
the question is not
whether balance is available
on a credit card
the question is
whether there is money
available in checking account
to pay for it
after basics of
roof, utilities and food
if not
put off the purchase
find another way
and the magical thing is
as you pay off
credit card balances
and cancel them
you will have more
funds available
each month