I want to rant so badly and openly about my home insurance. I need to be vague though.

2019 storm damage in November but they couldn’t safely do inspections until late Jan 2020. Said they would replace my roof but not cover the water damage. Then changed it to patch roof right before everything in my state went into lockdown for Covid. I paid someone to patch everything it could possibly be. Planned to fight it when it opened again.

So Aug 2020 tropical storm hit and was later declared emergency area by Biden in early 2021.

September I had water coming through my ceiling lights and ceiling seams, insurance adjuster were not in the field and told I had to wait.

Lost heat, air, laundry and electricity in that part of the house. Water damage was extreme and turning into black mold. It’s really bad and no help because of Covid

Spring 2021 mold was so bad I would wake up choking and couldn’t breathe anytime we had wet conditions

June 2021 paid second deductible for new claim and roof was replaced but wouldn’t fix anything else. Had structural engineer do a non invasive inspection. It was closed out a 2nd time

September 2021 the night they closed it I stayed up and found contact info for the board of directors and pleaded that they reopen it. They Assigned an Advocate to investigate

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@SatuUnelmia this sounds horrid😥 . Am tagging to find the happy ending

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