The latest in enshittification: PayPal is hoping you'll let them just give your data to merchants (by opting you in to "Personalized Shopping").

"PayPal is updating their ToS to let themselves give your data to merchants starting Nov & they're banking on people not knowing to opt out, SO to opt out before they start: go to Settings >Data & Privacy > Manage shared info >Personalized shopping, & toggle that shit off."