@Indefinite_Article There is no particularly good time to pull the trigger on retirement. You just have to do it. Our life's work gives us so many anchors that are hard to give up. It took me awhile to adjust. Thing is, I'm busier today then when I was working. But today, I'm doing things I enjoy and get a kick out of. Like I said, it's an adjustment. MHO; YMMV.
@SSNBubblehead
I think about the anchors you mention all the time. Worry that retirement means losing all sense of identity. Not to mention the income questions. The list of what I think I'd enjoy is uncomfortably short, like my sense of possibility got amputated over the years.