How's everyone today?
@NiveusLepus Somewhat jaded.
@stueytheround What's got you grumpy, buddy.
@NiveusLepus Just got notice that our rent is going up 20%
We've been really lucky that it's well below market value, but this is just going to make life more tricky than it needs to be.
@stueytheround @NiveusLepus
Weird question but is any way related to the "upgrades" after the flood? If so, that sucks.
@wolfwoman Probably. I'm guessing their insurance premiums went up as well. They're good people. Not greedy. The flat next door costs another £150 on top of what our new rent will be!!
@stueytheround @wolfwoman @NiveusLepus
I'm so sorry... I just signed a 5 year lease and the rent can't be increased more than 7% per year and no increase until 2025.
Rent is extremely high in WA and so even a small percent can add another $100 per month on rent.
It's a downer for sure.
@QueenOfEverything @stueytheround @NiveusLepus
It seems rent is high *everywhere*. MD is ridiculous. I am blessed to live with DD & SIL family, because I could never afford to live on my own with my tiny pension.
@wolfwoman @stueytheround @NiveusLepus
Yes, I'm job hunting now. Aren't we supposed to have huge stock portfolios and thousands in the bank while we relax in our Golden Years?
WTF?
@QueenOfEverything @wolfwoman @stueytheround That sounds kind of like... "Just go ahead and finish your degree bun, it's the ticket to a good job"
*eyes 60k in student loan debt* You sure?
@NiveusLepus @QueenOfEverything @stueytheround
I am seriously not going to break my arm patting myself on the back. BUT. Maybe it's just because I was much older than traditional college students, but I was absolutely stingy in the use of student loans. I don't recall final amount but I paid it off in 10 years.
I believe the predatory lending practices lure folx too young to see the big picture. And the dangers!
@wolfwoman @NiveusLepus @QueenOfEverything @stueytheround
Can't blame them..
Student loans were created and schools kept increasing their tuitions and so student loans increased...
The schools were paid... Few there loan holders after 10 years.
Cancel all student debt 10 years after graduation... If not sooner...
@InvaderGzim @NiveusLepus @QueenOfEverything @stueytheround I agree with what you said. However, I must point out that the young people - including my eldest DD - took out way more than needed for their actual education & living expenses. It was FREE MONEY! So my belief that it was predatory is that the loan companies targeted young, inexperienced folx and offered them FREE MONEY!
@InvaderGzim @NiveusLepus @QueenOfEverything @stueytheround I have to add that I almost fell prey to this. At age 40, divorced mom of two, trying desperately to finish my BA. My car died. Like 100% dead. My credit was crap (thanks divorce, foreclosure, bankruptcy) and then like manna from heaven, FREE MONEY! I read the fine print carefully and determined I could buy a car with student loan money. I got the cheapest car I could. Felt guilty. But it was necessity.
@NiveusLepus @wolfwoman @stueytheround
Ahhh, student loans. This is a major Catch 22 in our country. My 40 year old daughter finally found the man of her dreams. He's divorced, got 2 kids and almost $100k in student loans. He got a Phd in nursing- so he's a "doctor of nursing" and sees patients. But he's going to be paying that student loan for life.