Well, it's up: my independent website. Etsy is forcing its American sellers to verify their bank accounts via Plaid, but unfortunately, it doesn't recognize any of my account information. So, going independent.
@Priestess
I set up my independent site because Etsy was boosting their charges and then they were forcing their American vendors to do things through a third party with some dubious rules on protection.
I haven't formed an llc or anything, just an independent website. Lulu and Kindle handles distribution for the author.