@AnneW
I actually live in a colder climate. Just south of BC Canada. I was lucky when I built my house. It was before someone figured out homes here could easily sell for 6 or 7
times more than they were. Now? The American Dream is just that for many, not just here, but most everywhere where there is high paying Tech jobs and manufacturing jobs such as Boeing. And Education does not matter at times. Homes here are just crazy expensive.