I listen to mainstream financial podcasts, and while some lingo is just silly but par for the course (e.g. calling a market "frothy"), other terms are perfect reminders that human welfare comes second.
The term "excess savings" is particularly reprehensible. It refers to the remainder of a boost US citizens received during lockdown. The financial sector *could* say "extra", but the emphasis is on this money being a problem. Lifting people even briefly out of poverty is bad for the economy. ๐