This take-down of budget culture (as a financial equivalent of diet culture) is useful to me as someone who has been interested in personal finance over the past few years: https://annehelen.substack.com/p/budget-culture-and-the-dave-ramseyfication
The distinction between personal and systemic problems/solutions is important. Compare with, e.g. environmentalism: yes, we all need to recycle, but we are not _individually_ responsible for fixing the _systemic_ problems of climate change.