I'm planning to live out my life in this home.
I designed it.
Fabricated most of the details myself.
And I maintain and improve it constantly.
I'm only going to see the value if we refinance it - which isn't going to happen for a while!
So, it's really only about the safety-net.
Ah I see! And right on, designing your own, that sounds cool!
Good luck on that refi when you can ๐๐ @jurban