In light of the recent news about Social Security numbers being exposed for pretty much every American: you can take one step that will substantially reduce your risk and make that information less valuable to the cybercriminal. Turn on text alerts for all of your financial transactions. They’re fast! When I pump gas, I get the text alert before I even get back in the car.
If you log into your bank account(s) and set up text alerts for all transactions, you’ll know instantly if a criminal is using your account. You can call the bank and take immediate action.
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Great advice.
My Credit Union offers this in an "opt out" feature. You get text messages for every transaction, unless you tell them to stop.