I wanted to share a comment that I came across. I think it's a valuable thing to consider for all of us "mature" folk...
"Don’t waste energy being angry at the system. Accept the changes in the way things are done in all aspects of your life. Accept them as your parents had to accept the changes you brought about. The system is about the young and their future. Just as it was for you. Quit complaining and get onboard. If you don’t your life will just keep getting harder and harder."