Insurance companies are starting to abandon whole counties and states where the risks of climate change induced hurricanes or forest fires pose to great a risk for them to consider providing coverage any longer. Try getting a mortgage when you can't get disaster insurance.
All the ignorant haters saying we should "just move" will be the first ones crying "but not to MY town" when we do. Enjoy paying all those extra taxes when your own property values skyrocket.
@Agatha true - going to be a lot more homeless people
@NorthernInvader
Unfortunately, if the money isn't there, people still won't be able to move.