@Janis If it helps you make a decision, a financial planner/advisor told me in no uncertain terms to NOT get a Medicare Advantage plan, that the downside far outweighs the cost differential.
@BenA@Janis When I was going through Medicare sign up hell, the best research I ever did was to google "Medicare Advantage complaints". And I went in to the Dep of Aging local office. A counselor talked to me for an hour. That helped too.
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