I want to rant so badly and openly about my home insurance. I need to be vague though.
2019 storm damage in November but they couldn’t safely do inspections until late Jan 2020. Said they would replace my roof but not cover the water damage. Then changed it to patch roof right before everything in my state went into lockdown for Covid. I paid someone to patch everything it could possibly be. Planned to fight it when it opened again.
@SatuUnelmia
The world needs to ban for-profit insurance
The opposite is either no insurance or state-run insurance, and things run by government are subject to funding and changes by politicians.
Well, regulated insurance works. It even works where they state covers basic medical. I think insurance for an expat in Spain (they make you buy insurance to live there since you are not eligible for govt funded healthcare) is like 140 bucks /month.
Even countries that have robust non-profit health insurance still have for profit insurance that you can buy.