Lifelock (expensive af subscription) alerts husband a payday loan application has been submitted in his name. Suggests lock/freeze credit. Clicks the link to do so. This opens a page with links that sent him to each credit reporting agency’s website… where he has to create an account to manage the lock/freeze. But wait, you can only lock if you sign up for a $24.99/month subscription.
The fucking fucked up clusterfuck of #capitalism.
What is the point of lifelock then if they cannot lock?
You can find the free freeze function only if you put on your hazmat suit, grab your shovel and dig through the bullshit that is everything that should be simple but just fucking isn’t so someone can make money off of your fraught existence.
You can freeze and thaw your credit for free but you have to do it with each agency. I've read that it's easier to do by phone than online but cannot confirm...yet.