@Craig3010 @th3j35t3r Unfortunately morons can do a chargeback. Unless the moron has a long history of chargebacks, the bank favors the customer. The other pain to the chargeback is you have to respond to them; if too many are not dealt with, the merchant account provider can elect to cancel card services.

I would wait a year after a history of massive transactions banks are less likely to shut down a merchant account.