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The third one is included in my last link but called out here for just how screwed my generation is. Millennials own less than 5% of all U.S. wealth: https://www.cnbc.com/2020/10/09/millennials-own-less-than-5percent-of-all-us-wealth.html
Boomers have self-dealt and ridden a wave of economic prosperity handed to them on a golden platter but have not seen fit to make a system that works for Generation X and certainly not for Milllennials. Neoliberalism, finance capitalism, and surveillance capitalism are scourges.