Mine hasn't changed in decades because I insist on paying everything off and buying most stuff with cash. Which also means it's somewhat lower than one would expect since lack of debt is considered sketchy.
Unless you are me. I absolutely expect to get no credit for being debt free. 🤣
@SECRET_ASIAN_MAN I think it dips any time a company checks your credit LOL I just want the insurance companies -that I pay in full in cash yearly-to stop using this method to increase my rates.
@SECRET_ASIAN_MAN Fun fact, having your credit score pulled/checked also makes the score go down!