So at one point recently, my credit was a perfect 850.
It dropped 17 points after opening a Lowe's #Credit card account.
No fooling.
No problem, I'm milking 0% interest for twelve months.
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Mine hasn't changed in decades because I insist on paying everything off and buying most stuff with cash. Which also means it's somewhat lower than one would expect since lack of debt is considered sketchy.
Unless you are me. I absolutely expect to get no credit for being debt free. 🤣